Fractional CFO Services

Fractional CFO Services

Part-Time CFO Expertise for Strategic Financial Excellence

A Fractional CFO provides high-level financial leadership on a part-time basis, dedicating specific hours or days to your business. Aggarwal H K & Co. offers Fractional CFO services, delivering strategic financial management and executive-level guidance tailored to your business needs and budget.

What is a Fractional CFO?

Fractional CFO is an experienced financial executive who works with your company on a part-time, flexible schedule – whether it’s a few hours weekly, several days monthly, or project-specific engagement. They integrate with your team as a senior finance leader without full-time commitment.

Fractional CFO vs Virtual CFO

Fractional CFO
Deeper integration with business, regular on-site presence, part of leadership team, handles strategic and operational finance.

Virtual CFO
Primarily remote engagement, periodic involvement, focuses more on reporting and advisory rather than day-to-day operations.

Why Choose Fractional CFO?

Senior Leadership Access
Get C-suite level financial expertise and strategic thinking without full-time CFO compensation.

Flexible Engagement
Customize involvement level – weekly, bi-weekly, or monthly presence based on business requirements.

Immediate Expertise
Experienced professionals who bring best practices, industry insights, and proven methodologies.

Leadership Team Integration
Active participation in management meetings, strategic planning, and key business decisions.

Scalable Solution
Increase or decrease time commitment as business evolves and needs change.

Cost Optimization
Pay only for the time and expertise you need, significantly lower than full-time CFO cost.

Core Responsibilities

Strategic Financial Planning
Leading development of long-term financial strategy, capital allocation, and growth roadmaps.

Financial Operations Management
Overseeing accounting team, ensuring accurate reporting, and implementing robust financial processes.

Cash Management & Treasury
Managing cash flow, banking relationships, credit facilities, and investment of surplus funds.

Budgeting & Performance
Creating comprehensive budgets, monitoring performance, and driving accountability across organization.

Team Development
Mentoring finance team, building capabilities, and establishing best practices.

Executive Reporting
Presenting financial results to board, investors, and stakeholders with strategic insights.

Key Service Areas

Financial Strategy & Planning

  • Multi-year financial planning
  • Capital expenditure planning
  • Merger & acquisition strategy
  • Business model optimization
  • Pricing strategy development

Fundraising & Capital Management

  • Investor relations management
  • Fundraising strategy and execution
  • Pitch deck and financial model preparation
  • Due diligence coordination
  • Valuation analysis

Operational Excellence

  • Financial process improvement
  • System implementation oversight
  • Internal controls establishment
  • Working capital optimization
  • Procurement strategy

Performance Management

  • KPI framework design
  • Management reporting structure
  • Variance analysis and insights
  • Profitability improvement initiatives
  • Cost structure optimization

Risk & Compliance

  • Financial risk assessment
  • Compliance oversight
  • Audit management
  • Corporate governance
  • Insurance and risk mitigation

Engagement Structure

Dedicated Time Commitment
Specified number of days or hours per month with scheduled availability.

On-Site Presence
Regular physical presence at office for meetings, team interaction, and operational oversight.

Remote Support
Additional availability via phone, email, and video calls for urgent matters.

Management Participation
Active member of leadership team participating in strategic meetings and decision-making.

Typical Engagement Levels

Light Engagement (20-40 hours/month)
Strategic advisory, financial reporting, and periodic reviews.

Medium Engagement (40-80 hours/month)
Active operational involvement, team management, and project execution.

Heavy Engagement (80-120 hours/month)
Deep operational integration, major project oversight, and transformation leadership.

Ideal for These Situations

Growth Phase Companies
Scaling businesses needing strategic financial leadership to manage expansion.

Pre & Post Fundraising
Companies preparing for or recently completed funding rounds requiring CFO-level guidance.

Financial Transformation
Organizations implementing new systems, processes, or restructuring finance function.

Interim CFO Needs
Covering CFO vacancy during recruitment or managing transition periods.

Turnaround Situations
Companies facing financial challenges requiring experienced crisis management.

M&A Transactions
Businesses involved in mergers, acquisitions, or strategic partnerships.

Our Approach

Initial Assessment (First 30 Days)
Comprehensive review of financial position, systems, team, and processes identifying priorities.

Quick Wins (60-90 Days)
Implementing immediate improvements in reporting, cash management, and critical processes.

Strategic Execution (Ongoing)
Driving long-term initiatives while managing day-to-day financial operations and team development.

Continuous Improvement
Regular assessment of engagement effectiveness and adjusting scope based on evolving needs.

Deliverables & Outcomes

Monthly Deliverables

  • Comprehensive financial statements
  • Cash flow analysis and forecasts
  • Board presentation materials
  • Management reports and dashboards
  • Strategic recommendations

Quarterly Outcomes

  • Budget reviews and updates
  • Strategic planning sessions
  • Process improvements implementation
  • Team capability building

Annual Achievements

  • Financial strategy execution
  • System and process enhancements
  • Team maturity development
  • Investor confidence building

Benefits Over Full-Time CFO

Cost Savings
50-70% lower cost compared to full-time CFO including salary, benefits, and equity.

Broader Experience
Exposure to multiple industries and business models through diverse client engagements.

Fresh Perspective
Unbiased viewpoint bringing new ideas and challenging status quo.

Network Access
Connections with investors, service providers, and industry experts.

Proven Track Record
Demonstrated success with similar businesses and challenges.

Success Metrics

We establish clear KPIs to measure impact including

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